Richardson GMP
MARCH 2018
The days are getting longer, temperatures are rising. Spring is on its way…which means tax season is too!

Make sure you have all of the necessary documents to file your taxes. You have until Monday, April 30 to file for the 2017 tax year.

For self-employed workers and their spouse, the deadline is June 15. However, the balance owing has to be paid by April 30 to avoid a penalty and interest fees.

Do you have questions about filing your taxes? Check out the Revenu Québec site (click here) and Canada Revenue Agency’s site (click here).

Until next time!

Francis, Gilles and Josée

How does pension income splitting work?

Image credit: IPQF

If you are retired, here is a strategy that you should know about, as it might help to significantly reduce your tax bill as a couple. It is possible to split your pension income with your spouse (whether married or common-law) in a lower tax bracket. Learn more about this subject.

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Group travel: yea or nay

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When planning a trip, there are those who prefer to go it alone and those who enjoy being part of a group. Before making up your mind, take time to consider the advantages and disadvantages of each style. Happy travels!

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Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844  • 
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Gilles Deraspe
Portfolio Manager
Tel.: 514.981.5770  • 
Sabourin Deraspe
Wealth Managemen
1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC  H3B 4W8

Email  • .Website


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.