Newsletter survey

We would like to thank all of our clients who took the time to complete our survey on The Independent Source. Your feedback is extremely valuable to us. We have contacted the winner of the Visa gift card and we will have the results to share with you in our August newsletter.

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Family Wealth Transfer Plan

Many are not aware that Life Insurance can be used as an effective way of accumulating and transferring wealth. The Family Wealth Transfer Plan is not unlike other permanent insurance strategies that transfer non registered savings from a tax exposed investment to an exempt life insurance policy. What makes this concept different is the owner of the policy is purchasing life insurance on a child or grandchild. This will allow the parent or grandparent to defer tax by passing down assets to the next generation through a life insurance policy tax free. It also gives the owner control of the deposits and investment selection of the plan while they are alive.

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Fundamental Defense — QV Quarterly Update

High corporate debt levels, a flattening yield curve, and a lengthening economic expansion are just a few of the concerns worrying investors of late.

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Mapping the price of beer around the world

Summertime is patio time. You may be curious which country offers the least expensive cold pint of beer… travel cost not included! Below is an interesting article about the price of beer around the world. See you in Manila!

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NAFTA & Canada US Trade — Lorica Quarterly Update

A year ago, we were led to believe that Canada was not going to be a major target of the White House’s trade reforms — "We have a very outstanding trade relationship with Canada. We'll be tweaking it. We'll be doing certain things that will benefit both of our countries", President Trump said at a news conference following his first face-to-face meeting with Justin Trudeau.

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Seven man-made engineering wonders of the ancient world

Take a look around any major city today, and it’s evident that humans are pretty incredible builders... But while there is no shortage of modern engineering accomplishments to marvel at, it’s true that our ancestors also made impressive feats in the field of civil engineering.

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