Richardson GMP
APRIL 2018
Obviously, you are trying to save as much as you can to live the retirement of your dreams. But, you still are counting on public pension plans to give you a little boost! So, how much can you hope to get from the government when you retire?

For the Québec Pension Plan (QPP), your statement of participation gives you a good idea. You can check out your statement online or ask for it to be mailed to you (for details, click here).

For federal government benefits, the calculation of payments is reviewed each quarter based on inflation. To find out how much you would receive if you were currently retired, check out the government site by clicking here.

As always, we invite you to contact us if you have any questions. We’re here to help you!

Until next time!

Francis, Gilles and Josée

How does pension income splitting work?

Image credit: CBC

Minister Carlos Leitão’s latest budget extends the Rénovert renovation tax credit and is putting $31 million into health promotion initiatives, amongst others. Here’s a look at some measures from which you might benefit.

Read the article

7 spas to check out

Image credit: Spa Escale Santé

A spa getaway is the one of the best ways to pamper yourself. Lucky for us, there are more and more places in Quebec that offer an unforgettable experience, in and around the city. Here are seven of them. Careful, it’s easy to get addicted!

Read the article

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Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844  • 
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Gilles Deraspe
Portfolio Manager
Tel.: 514.981.5770  • 
Sabourin Deraspe
Wealth Managemen
1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC  H3B 4W8

Email  • .Website


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.