February 2019

February is all about hearts and love…and also the mad dash for RRSP contributions!

You have until Friday, March 1st to contribute to your RRSP for 2018 and thereby have the possibility of reducing your tax burden for last year. Have you already contributed the maximum allowable amount? If so, it might be beneficial to contribute to your spouse’s RRSP. Contact us if you need financial and tax advice to get the most out of your RRSP contributions.

Tax season is also slowly but surely approaching. You have until Tuesday, April 30 to submit your federal and provincial tax returns for 2018. For self-employed individuals and their spouses, the deadline is June 15. But, in either case, the balance owing must be paid by April 30, or penalties and interest charges may apply.

Until next time!

Francis, Josée and Hossein


How to lower your telecom bill

Image credit: Lesaffaires.com

Cable TV, home Internet, land line, cell phone…Telecom service bills can easily add up – too quickly for many people. In fact, Canadians pay an average of $250 per month for these services. But are there some pretty easy ways to lower your bill.

Read the article


Where to travel in 2019

Image credit: nationalgeographic.com

Are you lacking inspiration to choose your next travel destination? This article looks at 28 hot spots around the world, and includes tips on how to get there. Whether you’re dreaming of an exotic getaway, a place to taste new cuisine, or somewhere to soak up history, this list has you covered.

Read the article


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Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844  •  Email
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Francis Sabourin
Wealth Management

1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC  H3B 4W8

www.FrancisSabourin.com

  

    

The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, and PEI. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited, Member Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons, Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.